Apr 2, 2024 7:38 pm
Business Associate (Braedan51)
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Apr 6, 2024 7:51 pm
I wanted to add some background/concepts for my character. If you take exception with anything below, please let me know.
His credit rating is 50, which I believe is the lower end of wealthy. Since this is 1931 and George is currently in a boarding house I don't think that makes a great deal of sense. I'm proposing that George comes from money and was successful before the market crash. George's parents both succumbed to the Spanish Flu and his only sibling (a beloved older brother named William) was killed in the Great War. George was able to claim a student deferment while attending Brown University and did not serve in the war. The loss of his family has left George a bit aloof and introverted.
Not wanting to remain in his ancestral home (too many memories) George liquidated his inherited estate in the early 1920s and invested heavily in the stock market throughout the '20s. He owns shares of U.S. Steel, U.S. Gypsum, American Machinery Foundry, Coca-Cola (George has a sweet tooth) and Paramount Pictures. Owing to George's skills in investment, appraisal and the accounting education he received at Brown all of the companies George has selected to invest in do make it through the depression...but of course, George doesn't know that in 1931. Having no one else to rely on and not wanting to become destitute George is quite miserly (that's why he lives simply in a boarding house at this time). The only extravagances he has are a royal blue 1927 Duesenberg Model X that he bought new and his late father's silver pocketwatch. The watch was gifted to George just prior to his Father's death and includes an engraving that says, "Son, time once spent is irreplaceable. Embrace each moment with purpose."
His credit rating is 50, which I believe is the lower end of wealthy. Since this is 1931 and George is currently in a boarding house I don't think that makes a great deal of sense. I'm proposing that George comes from money and was successful before the market crash. George's parents both succumbed to the Spanish Flu and his only sibling (a beloved older brother named William) was killed in the Great War. George was able to claim a student deferment while attending Brown University and did not serve in the war. The loss of his family has left George a bit aloof and introverted.
Not wanting to remain in his ancestral home (too many memories) George liquidated his inherited estate in the early 1920s and invested heavily in the stock market throughout the '20s. He owns shares of U.S. Steel, U.S. Gypsum, American Machinery Foundry, Coca-Cola (George has a sweet tooth) and Paramount Pictures. Owing to George's skills in investment, appraisal and the accounting education he received at Brown all of the companies George has selected to invest in do make it through the depression...but of course, George doesn't know that in 1931. Having no one else to rely on and not wanting to become destitute George is quite miserly (that's why he lives simply in a boarding house at this time). The only extravagances he has are a royal blue 1927 Duesenberg Model X that he bought new and his late father's silver pocketwatch. The watch was gifted to George just prior to his Father's death and includes an engraving that says, "Son, time once spent is irreplaceable. Embrace each moment with purpose."
Apr 6, 2024 8:05 pm
That's fine. One's credit rating doesn't always reflect ready cash, but could be investments that are tied up, so George could still have liquidity problems, especially in this period when stocks are down.