Discuss your characters

To anyone who cares, I just fleshed out the Age disadvantage, and made it so anyone's age can be a disadvantage.

About housing:

Quote from D20 Modern, page 93.

The rules for Wealth don’t say anything about paying rent or having a mortgage. That’s because such day-to-day expenses like rent, utility bills, and groceries are already built into the Wealth system-your Wealth score reflects your buying power after paying for such basics.

SO...that kind of answers the question. Let me do a write up; I think I will create a Disadvantage called Homeless as well.

I wasn't talking about the lodgings, but rather what's in them.

I mentioned DnD as an extreme opposite of our situation. There the PCs often lead a rather nomadic life, they carry everything they own, so all their equipment is listed on their character sheets. Weapons, armour, 50ft of hempen rope, candles, rations, potions and so on. Depending on how strict the DM is, it can be very heavy on resource management.

We however will be living in a town and each of us will be lodging somewhere (at least to begin with, lol). The amount of stuff people accumulate in their dwellings is insane, it would be impossible and unnecessary to list everything our PCs own on the character sheets. But there might be times when that would be important. Let me give you a few examples.

One of us has been hurt while fighting something supernatural. We can't take them to the hospital, so we retreat to one of the PC's lodging and try to patch up the injury ourselves. Ok, but what do we have at hand? Do we even have a first aid kit? None of us has it in their character inventory. We are in someone's house, it would make sense that there would be one, but it's by no means a certainty.

Another one: again, something supernatural is happening, we need to draw some protective sigils or whatever in salt. Do we have salt? Do we have enough salt? Seems like a trifle, but what if it's the middle of the night, and lives are hanging on the line?

How would we resolve such situations, would there be some sort of a luck roll, or a coin toss, or...?

Oh, there's rules for that. I'll find em.

In the modern world, nearly anything that isn’t illegal is readily available provided one has the money to buy it. As a result, even people on limited incomes might own vast arrays of stuff. Keeping track of everything a hero owns is well beyond the scope of these rules. Instead, it is assumed that characters can buy—or that they already have—anything they need as long as it comports with their income level.

That doesn’t mean that a hero always has everything they need on their person when they need it. Rather, players should note the things their characters carry and consider useful on a day-to-day basis. This includes any weapons their heroes own that they are likely to take with them into a dangerous situation.

Sorry for a bit of silence on my part, I've been super distracted lately and my writing schedule suffered for that all across the board. I'm still around, hopefully will finish the character today-tomorrow! (And yes, math is definitely easier.)
I'd be up for some connections! :D

Alright, I think I'm done with the sheet! Moved some numbers for skills around, but mostly just added personality traits and specializations.
I also ran out of ideas for tool trainings halfway through, so now it has such gems as "Microwave" (because Lucius can't cook) and "Gun As a Projectile" (as in throwing the gun itself). Not that it's a problem. XD

The only thing I'm not too sure about is equipment, but I hope one smartphone is within my wealth limitations.

And hey, now Motivation has a crocodile because of my bonds.

Sorry! Work has been busy. Started learning to tile this week... which is fantastic, since once I get it down the boss said I get a raise.

But I digress... I'll have my sheet in tomorrow.

In the year 2003, a Smartphone would have been insanely expensive.

Addendum: Which is to say there were no smartphones in 2003.

@FlyingSucculent:

I better say this first, and apologies if you already knew this: In this world, normal humans would see Lucius as a human. They don't see him as a Houzi. They rationalize anything supernatural he does. He could even tell people, and they'd not see it. Only humans who witness undeniable evidence of the Supernatural, who don't experience mental distress, can see the truth, and only be allowing themselves to believe, as well as those who are themselves Supernatural.

I changed the tool training from Smartphones to Mobile Phones, as Smartphones didn't exist in 2003. Mobile Phones still had an average adoption rate of around 54%

I changed Routers tool training into Network Engineering. This will work well in conjuction with Laptops and Mobile Phones.

If your character knows how to use computers, they know how to use Microwaves. I changed the Microwave tool training into Microwaved Meals Specialization

I changed Gun As a Projectile into Improvised Weapons. Unfortunently, you need to name specific firearms, you cannot just list Pistols and Revolvers. Uh...I'll figure out how to add a list?

I changed Silver Bullets to a Specialization in creating Silver Bullets.

I changed your tool trainings into First Aid Kit, Field Surgery Kit, and a specialization in Diagnosing Poisons

I changed Agrresive Occult Creatures into Monsters...because ironically, that's less specific...

Due to their closeness, you could say Samantha is Unmasked, and sees Lucius as he truly is, a Houzi. Up to you.

Nelkkeltekor would normally be a little over the top...but your character is a Monkey being. So, Werecrocs do exist...as do Troglodytes...as do worshippers of Sebek...which one should he be? Edit: OOOH! Or a Gargoyle! Edit 2: OR AN ALIEN!

I'd like to change Blue Pearl Lake to a Lagoon, although we can still name it a Lake. See also: Lake Tashmoo

I really think Lucius should have a rank in Taunting, as his Odd Sense of Humor and Arrogant quirks lend himself to this

Due to your Quirk of being a Daredevil, I have given you a free Specialization against fear in two skills that normally can't have specializations: Composure and Resolve.

For Access you need to select one of those (or two). Also, how did a Chinese national get Confidential Access and a Concealed Carry License? I'm not saying it's impossible, but highly improbable.

You need to select two Perks. You also gain the Unmasked Perk for free as a Houzi.

How old is he?

Thank GOD the makers of Modern20 Bookmarked all the weapons. This was pretty easy!

Something I wanted to ask before we start - is dropping the occasional f-bomb in our character's speech ok, or should we keep it clean?

Fair! Mobile phone works too.
Gotcha, not a problem for me. Is it okay if Samantha (his best friend) knows? Maybe not necessarily sees, but he probably told her at some point.
Edit: oh, you addressed it later! Cool, she is in the know then.
Will do! ...uhhh, I know next to nothing about guns, and your list doesn't have his original Ruger .22. Which would be the closest?
I thought Marksmanship doesn't have specializations? I originally had things like quick reload and trick shots here, before seeing the restriction. XD
I don't think Lucius would know how to manufacture bullets, so I'll probably change it to something else. Like a specific gun!
Hmm, tough choice. I think I'll go with a were-croc, just so it's a bit more in theme with Lucis himself! (Also so I can draw him. I can't draw aliens. XD)
It was a coast in its first incarnation, but I went with the lake after examining the game's background image. The vibe of a mountain lake in the middle of a forest, with campers and swan boats, you know? I don't mind the lagoon though, as long as it still has the restaurant, campers and boats. XD
I thought about it, but I don't think it's entirely in character. He likes attracting enemy attention, but it doesn't mean that he's good at it! I imagine him being very obvious when he tries to distract or taunt, so most enemies see right through him. (Maybe I'll get a rank in it during the game later!)
Woo, neat!
Lucius is Spanish (let's say his parents are immigrants), but I admit I'm completely clueless about firearm laws in literally any country. :'D Maybe you can advice me on what to pick so he doesn't get in trouble about carrying a pistol around?
Oh, I thought Perks were just professional Feats. I'll take a look!
Around 25.

Well, he'd need to have a license, if he's a firing range instrucotr?

Without getting too much into state laws and whatever... in broad strokes, any US citizens can get a concealed carry permit. (As far as I know that would include those with dual citizenships.) That also applies to any lawful permanent resident alien via Homeland Security and Citizenship and Immigration Services (CIS).

Cool! I also know little of these matters, so I'll take it.

I'm no prude, so normally, I'd say whatever, however, in keeping with our theme of prime time shows, let's see if we can generally avoid it, to set the mood so to speak.

I see this as a chance to use all those laughably bad "alternate phrases" you hear on TV and, more often, in workplaces.

Look, everyone knows "shut the front door" really means "shut the fuck up," but it gets us past the censors, so we use it.

I assume the occassional "damn/dammit" is about as bad as we get.

From what I can tell, damn and damnit and hell are allowed, and you can very occasionally say shit and sonofabitch, and very, very rarely just bitch