KEM, CITY OF GOLD
All gold flows from Kem, thus giving it the name "City of Gold." No other city—no province or even kingdom, for that matter—can claim a level of wealth comparable to that possessed by Kem, and the infamous financial power known as the Vault based there. Kem’s influence
reaches everywhere, from the Crusader States bounding the Desolation in the north to the holdfasts of Blötland in the far south. The City of Gold has lifted many nations up to the heights of power, and cast down into ruins any who crossed them. And so Kem moves on the
world stage with unchecked might, an economic force without rival, whose financial influence translates easily into political and even military power.
Of the city-states that make up today’s Confederacy of the Nine, Kem lies the farthest south. Situated across an inlet from Balgrendia, it experiences a much colder climate than the other cities.