Happy_Potato Character Creation

Can Iget more information on Laminar Armor and the Armored Coat and Plate Armor

Absolutely!

Laminar is made from horizontal overlapping rows of solid armor plates. It covers the wearer's Upper Torso (not including any part of the Head or Neck) and the Lower Torso. It has Very Hard quality and 3 inches of thickness, giving it 15 Health per covered region and Hardness 8. However, as you are a Juggernaut, you move at half speed. Athletics steps up one difficulty. Soft Steps goes up two. Gymnastics and Dance go up three. There are also Laminar pieces you can buy to cover other body parts.

Armored Coat is a normal coat with leather and light steel woven inside, making the unassuming garment effective for defense. It covers Upper Torso (not Neck or head), Arms, Lower Torso, and Upper Legs. It has a complex makeup of defensive properties. The wearer moves 75% speed.

Plate Armor is a full suit of solid metal covering all regions. It has 1 inch of thickness, 10 Health per covered region, and Hardness 16. Soft Steps goes up three difficulty ranks. Dance and Gymnastics go up two. Athletics goes up one.

I'll go with the Armored coat.

Good to know! That costs 4 gp, meaning you're now at 274 gp, 97 cp, and 2 tc. Do you want armor pieces for your head, neck, hands, lower legs, or feet?

If I do go for the extra armor what changes? What are the pros or cons for having the extra armor?

Another excellent question! There is no HP block in my game. When you receive your character, you get a small amount of Health in each Region of your body: HUT, LT, each Arm, and each Leg. HUT means "Head Upper Torso" and LT means "Lower Torso." If Health in a particular Region falls to zero, then any further attacks will go to your Wounds, which are more specific target areas including the eye and neck. Having armor helps ensure your safety, because even if an attack does hit you, it will probably just glance off your armor.

The Block technique does implement your armor and shield for this purpose, but if you've got thorough enough armor, then the weapon can't hit anywhere except where you're protected.

Example: Tertius has armor on his Upper Torso but not his Head. An attack aims at HUT and hits successfully, beating his Block roll. Because he has no armor on his head or neck, the HUT strike is still good.

Example 2: A goblin swings its axe at Tertius' arm. He has Upper Arm protection, but not Lower or Hand. The axe still manages to injure him, because of that gap.

I'll take a full set then.

Alright, well you can't put Armored Coat anywhere else, so what kind of material would you like for the other areas? Cloth, Leather, Hide, Scale, Laminar, Chain, or Plate? They go in that order of usefulness (and expense) from least to greatest.

How much for plate or chain?

Chainmail gloves will run you 2 gp. A half-suit of Plate to fill your other spots will cost you 25 gp.

I'll go with that.

249 gp, 97 cp, and 2 tc after buying the Half-Plate.

What mundane equipment do you need? This would be things like containers, jewelry, camping equipment, clerical tools, etc.

Do you have a list I could look at?

I'm looking for camping gear and a pack to carry it in.

Here's the initial list. There's more specialized goods we can go through after.

Amulet (5 gp), Backpack (1 cp), Basket (1 tc), Bedroll (3 tc), Beer Mug (2 tc)
Blanket (2 tc), Bow String (1 cp), Bowl (1 tc), Bracelet (10 gp), Bucket (1 tc)
Caltrops (1 cp), Candle (3 tc), Canvas (1 cp), Chain (1 sp), Chalk (5 tc)
Crate (4 tc), Fishhook (1 sp), Fishing Net (5 tc), Flask (6 tc), Flint and Steel (1 sp)
Glass (2 sp), Glass Bottle (1 sp), Grappling Hook (4 tc), Hammer (1 gp)
Ink (1 gp), Inkpen (1 sp), Lamp (4 gp), Lantern (3 gp), Lock (1 gc)
Lockpicks (set; 1 gc), Manacles (4 sp), Map Case (2 sp), Necklace (15 gp)
Oil (4 sp), Parchment (1 cp), Pie Pan (1 tc), Pitcher (1 tc), Piton (1 cp)
Plant Pot (1 tc), Pot (4 tc), Pouch (3 tc), Rations (1 sp), Rope (5 cp)
Ring (20 gp), Sack (1 tc), Sewing Needle (1 sp), Shovel (4 tc), Sledge (3 tc)
Soap (5 tc), Spyglass (30 gp), Tankard (3 tc), Tent (6 tc), Torch (3 tc)
Urn (2 tc), Vial (2 cp), Waterskin (3 tc), Whetstone (2 tc), Wine Bottle (3 cp)

Thanks for the list, really helps. What is the currency conversion formula?
Cp=6 tc=27 sp=3 gp=33
Backpack (1 cp)
Flask (6 tc)
Flint and Steel (1 sp)
Grappling Hook (4 tc)
Lantern (3 gp)
Spyglass (30 gp)
Tent (6 tc)
Rope (5 cp)
Waterskin (3 tc)
Pouch (3 tc)
Bedroll (3 tc)
Blanket (2 tc)
Rations (1 sp)
Fishhook (1 sp) Does this come with fishing line?

Since the cost of a net is 5 tin, a spool of line would be negligible, providing you're making other purchases. That'll make sense in a second.

Platinum (pc) is worth 10 gp.
Gold (gp) is the standard.
Giltsilver (gs), a gilded silver coin, is worth 1/2 gp.
Giltcopper (gc), a gilded copper coin, is worth 1/10 gp or 1/5 gs.
Silver (sp) is worth 1/50 gp, 1/25 gs, or 1/5 gc.
Copper (cp) is worth 1/100 gp, 1/50 gs, 1/10 gc, or 1/2 sp.
Tin (tc) is worth 1/500 gp, 1/250 gs, 1/50 gc, 1/10 sp, or 1/5 cp.

An easier way to think about it is this.
If you tip the barmaid, a few coppers will be fine. If you buy information (or someone's silence), a silver will usually do, but they may ask for more. A giltcopper would be a gaudy, impressive way to do that. A giltsilver will ensure someone can keep your secret, unless it's a particularly dangerous one. If you give someone a gold piece, that is a sign to a poor person that you are of great wealth, but serves as a badge of acceptable quality to the upper-class.
If you want to impress the rich, pay in platinum. Offering someone a tin piece for pretty much anything is an insult, unless that's the list price.

Oh, and 1 sp will only buy you a day's rations. If you want more, you'll need to pay more.

Make that a weeks worth of rations to start with. Anything else you think I might need?

Deduct an additional 6 sp for that. Do you want a musical instrument or a bottle of alcohol? If not, we can move to the last stage of equipment purchasing.