...you may want to have it be:
(1) pay for ship supplies/fuel
(2) pay for ship IOUs
(3) then split the the money: 50% ship, 50% crew
(4) then pay for ship repairs (if any)
(5) then pay for ship capital improvements (if any)
(6) then deposit into ship account for later
Or perhaps you might want (4) ahead of (3). Right now I did:
(i) pay ship IOUs
(ii) then split the the money: 50% ship, 50% crew
(iii) pay for ship supplies/fuel
(iv) then pay for ship repairs (if any)
(v) then pay for ship capital improvements (if any)
(vi) then deposit into ship account for later
Let me know which formula works best for y'all. Keep in mind you've got ~4,000 credits of materials you need to affect repairs to your hull damage. In the first example, you're more likely to keep the ship working but be individually strapped for cash. In the latter one, you're more likely to have spending money, but the ship may fall apart. :)
Generally, btw, the idea is to keep you guys living at the edge somewhat, rather than enabling you to build up some kind of massive criminal empire (unless there's a crazy big job..).